Excellent malpractice coverage is critical to the secure, worry-free practice of medicine. You know your medical practice and Upstream Brokers knows and understands malpractice insurance. We are adept at putting together malpractice programs that are designed to meet your specific requirements. Whether for a multi-specialty group practice, a community health organization, hospital-contracted group practice, urgent care clinic, or coverage for an individual physician – we have the expertise to place your policy competitively with A or better-rated insurance carriers.
Thinking “out of the box” enables us to place coverage rated on numbers of patient visits, reads or revenues.
The standard policy that is charged for each individual physician can be costly and difficult to administer. Our programs allow your practice greater flexibility by enabling physicians to work part time or come and go from the practice without having to purchase a costly “tail.” And without the necessity of scheduling and re-scheduling physicians – all can be automatically covered as long as they are working for the group practice. We recently rated a new Pathology group on revenues rather than total number of physicians, placed coverage with an A+ rated carrier and saved the practice 45% over their previous standard malpractice policy. The savings were significant, both in terms of premium and the amount of time required to administer the policy.